|
Timeline (2003)
IMDB rating: 5.30
Plot: In the heart of the beautiful and historically rich Dordogne Valley of France, a team of archeology students and their professor diligently work to uncover the ruins of a 14th-century castle. For Professor Edward Johnston, the project is the culmination of a lifelong dream. Aided by assistant professor Andre Marek, his son Chris and students Kate, Stern and Francois, Johnston has made major strides in unearthing not only La Roque Castle but also a monastery and structures from the surrounding village of Castlegard. But things are about to go haywire… Suspicious of the dig’s benefactor, International Technology Corporation (ITC) and the man who runs it, Robert Doniger, Professor Johnston heads to ITC headquarters in New Mexico to get some answers, and while he’s away, his students discover a chamber that has been sealed for more than 600 years. Marek and Kate descend into the unstable room, and just before a near disastrous cave-in, they make two startling discoveries — a bifocal lens, which couldn’t have been invented before the chamber was sealed, and even more intriguing, a handwritten plea for help dated April 2, 1357…from Professor Johnston! Determined to solve the mystery, the students head for ITC headquarters, where they are stunned to learn of Doniger’s new invention — a machine that can actually transmit three-dimensional objects through space. Although he meant for the device to revolutionize shipping, Doniger inadvertently opened a wormhole that leads directly to the 14th century, and Professor Johnston, who had insisted on experiencing the discovery himself, is now trapped in a vicious French vs. English feudal war! Can Johnston’s loyal students survive one of the most violent battles in world history… and make it back to the 21st century alive?
|
Directors: Donner Richard
Actors: Butler Gerard,Connolly Billy,Walker Paul,Embry Ethan,Thewlis David,McDonough Neal,Craven Matt,Sheen Michael,Wilson Lambert,Csokas Marton,Sutherland Rossif,Kahan Steve,La Haye David,Adventure,Fantasy,Sci-Fi,
Can you have your file for a home loan in underwriting at two banks at the same time?
I am working with a loan officer who has our file, and everything is completed (appraisal, inspections, etc) and we need to go to underwriting because we are on a timeline with the downpayment assistance program that we are using because they are running out of funds. Our loan officer has not been communicating well with us at all. He told us that our file was going to underwriting last Thursday then I called on Friday to speak with the processor who told me it has not been to underwriting yet. We have less than two weeks before the application deadline for our down payment assistance. I sent our loan officer an email telling him how dissappointed we are in his lack of communication and he wrote back telling us there are some red flags that are in our file that could cause us to be denied and that is why he is still working on the file. We understand that but, how would we know that if he doesn’t communicate it to us. So we have another loan officer that we used to be working with who can take the file to underwriting for an answer in 48 hours and wanted to know, is that possible to have two banks underwriting you file? and if so, should we go that route because of the strict time limits and lack of good communication with our current loan officer? We would obviously do a loan with whichever got back with an approval first, and let the other one know, but are not sure if this is something that we can do legally or is right to do. Please help us.
FYI – We have a copy of everything our current loan officer has to give to the new one. So we wouldn’t need our current loan officer to "turn anything over".
Also we are not trying to do underwriting at 2 different places because of the red flag, but because we feel that our current loan officer is not communicating to us well or taking our 2 week deadline seriously.
The first loan officer will not turn over his worker to another.
Age of Reason | Feb 07, 2010
If you are going to change lenders,, you’d be starting a new mortgage process,, I’m not sure which program you are going thru, the FHA recently tightened their credit criteria..that could be what’s slowing you down,
Like the other poster said,, your current lender isn’t going to turn over their work to you, and the new lender wouldn’t use it even if they did, they would put it under their own underwriting process, and if the current lender has questions, the new one will likely have the same ones,,
Also, I’m not sure if the new lender could work any faster for you,, With rates still as low as they are,, the mortgage lender group as a whole are backed up processing new refi’s, mortgage modifications and new mortgages,
drive_55_not | Feb 07, 2010
You may go to another lender with a different loan officer, who might be able to accomplish what you are looking for.
The new loan officer will need to have the appraisal as a minimum to complete the loan package and get it to underwriting.
This is all good and well, when you ask the first loan officer for a copy of the appraiser this loan officer is gonna stall you until time has elapsed.
If you can some how convince the appraiser to email you a copy of the appraisal so you might give it to the new loan officer.
One other thing is you might be able to marry your first loan officer up with the person that is providing the down payment assistance. They might be able to accomplish what you are attempting to do.
I hope this has been of some benefit to you, good luck.
"FIGHT ON"
loanmasterone | Feb 07, 2010
Don’t be foolish. This second loan officer isn’t going to get you an answer in 48 hours either. He’s blowing smoke ‘you know where’ to try to earn a commission. If there are red flags in your file now, they’re not going to disappear with a different loan officer. Stick with the loan officer you now have. It’s silly to try to do an underwriting at two different places.
acermill | Feb 07, 2010
